The Means Test
The means test is one of the most complex and confusing aspects of bankruptcy. Simply put, it is a method of determining the financial stability of an individual who wants to file.
If you make less than a certain amount of income, the means test will show that you qualify for Chapter 7. The amount of income varies, based on average income levels. If you make more than that amount, there is a second part of the means test that you will need to take. That part will determine whether or not you are able to file Chapter 7 or Chapter 13 bankruptcy, or if you are not eligible for bankruptcy at all.
Interested in overcoming your debt by filing bankruptcy? Protect your rights, your family, and your future. Call Nardi & Nardi, P.A., now at 407-478-0074 or contact us by email.
Our Orlando Chapter 7 Bankruptcy Lawyers Will Guide You
We encourage you not to worry about whether or not you are eligible for bankruptcy. If you are overwhelmed by debt, you will most likely qualify. Our attorneys are here to guide you through the means test and through the bankruptcy process.
When you come to us, you will get personal attention focused on your needs. Are you worried about creditor harassment and collections? Have you been threatened with foreclosure or repossession? These stresses are enough for any individual. There is no sense in stressing about whether or not you will qualify for bankruptcy. Find out. Let us review your situation, determine the best path for you to follow and help you through the means test.
Call us at 407-478-0074 today to speak directly with an experienced Orlando, Florida, lawyer or contact us by email to answer the question "Do I qualify for bankruptcy?"
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